CKYC Solution

AI-Powered CKYC Solution for Regulated Entities in India

Name: AIFISE CKYC Automation
Brand: AIFISE
Availability: InStock

Automate CKYC workflows and cut operational time by 90%—from 7 days to under 8 hours—while ensuring 100% RBI compliance with AIFISE’s AI-first platform.

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AIFISE Engine

Why CKYC, Why Now?

RBI’s KYC Master Direction (2025)

Mandates that all Regulated Entities (REs) periodically upload and maintain updated customer data with CKYCR.

Paragraph 56(h) of RBI’s Master Direction requires proactive updates; 56(j) restricts fresh KYC requests unless CKYCR is exhausted.

REs that adapt now will minimize risk, stay compliant, and improve customer experience across the board.

AIFISE Advantage: Built for Speed, Compliance & Scale

AI Workflow Orchestration

Automates KYC steps end-to-end using ML, NLP & computer vision

Real-Time CKYCR Integration

Fully compliant with Paragraph 56 mandates, with live updates

Document Intelligence

Supports PAN, Aadhaar, Passport, Utility Bills, Bank Statements (or any other document included in your process)

Risk-Based Decisioning

Built-in predictive analytics to assess fraud or compliance risk

Multi-Language OCR & NLP

Supports Indian regional languages and diverse document types

Audit & Traceability

Granular audit logs, compliance exports, CKYCR reconciliation

Measurable Impact, Proven at Scale

From manual to intelligent: A transformation journey led by AIFISE.

Before AIFISE

Avg. Onboarding Time: 7 Days

Manual Staff: 45 FTE

Customer Drop-off: 25%

Error Rate: 8%

Compliance Risk

₹15 Crores in revenue loss

After AIFISE Implementation

Less Then 8 Hours

3 FTE (93% cost reduction)

Less Then 2%

0% Manual Errors

100% RBI Alignment

Fully captured via faster onboarding

How It Works

Document Upload (Bulk)

Business upload KYC docs online via app/web/partner channel

AI-Powered Analysis

Computer vision & OCR extract and verify key fields from any file format ranging from images to PDFs to...

Data Validation

System cross-checks with internal DBs & 3rd-party APIs

Compliance Review

Even the slightest discrepancy is flagged for human review

CKYCR Sync

Validated data is auto-uploaded to CKYCR in real time

Audit Logging

Full trace of who approved what, when, and how

Document Upload (Bulk)

Business upload KYC docs online via app/web/partner channel

AI-Powered Analysis

Computer vision & OCR extract and verify key fields from any file format ranging from images to PDFs to...

Data Validation

System cross-checks with internal DBs & 3rd-party APIs

Compliance Review

Even the slightest discrepancy is flagged for human review

CKYCR Sync

Validated data is auto-uploaded to CKYCR in real time

Audit Logging

Full trace of who approved what, when, and how

Document Upload (Bulk)

Business upload KYC docs online via app/web/partner channel

AI-Powered Analysis

Computer vision & OCR extract and verify key fields from any file format ranging from images to PDFs to...

Data Validation

System cross-checks with internal DBs & 3rd-party APIs

Compliance Review

Even the slightest discrepancy is flagged for human review

CKYCR Sync

Validated data is auto-uploaded to CKYCR in real time

Audit Logging

Full trace of who approved what, when, and how

AIFISE vs Other CKYC Vendors

Time to Onboard

AI-Powered Workflow

CKYCR API Integration

Document Intelligence

Risk Scoring Engine

Multi-Language OCR

Less then 8 Hours

Full Stack

Real-time

NLP, CV, OCR

Predictive ML

Competitor 1

3–5 Days

Rules Only

Real-time

Basic

Competitor 2

2–4 Days

Rules Only

Basic

Competitor 3

3–5 Days

Partial

Real-time

NLP, CV, OCR

Partial

Time to Onboard

AI-Powered Workflow

CKYCR API Integration

Document Intelligence

Risk Scoring Engine

Multi-Language OCR

Less then 8 Hours

Full Stack

Real-time

NLP, CV, OCR

Predictive ML

Competitor 1

3–5 Days

Rules Only

Real-time

Basic

Competitor 2

2–4 Days

Rules Only

Basic

Competitor 3

3–5 Days

Partial

Real-time

NLP, CV, OCR

Partial

Time to Onboard
AI-Powered Workflow
CKYCR API Integration
Document Intelligence
Risk Scoring Engine
Multi-Language OCR
Less then 8 Hours
Full Stack
Real-time
NLP, CV, OCR
Predictive ML
Competitor 1
3–5 Days
Rules Only
Real-time
Basic
Competitor 2
2–4 Days
Rules Only
Basic
Basic
Competitor 3
3–5 Days
Partial
Real-time
NLP, CV, OCR
Partial

The Tech Behind It

Machine Learning

Learns from millions of KYC records to improve validation

Natural Language Processing (NLP)

Understands diverse document types & languages

Computer Vision

Detects fraud patterns & auto-classifies documents

Predictive Analytics

Flags high-risk customers for enhanced due diligence

Microservices Architecture

Plug-and-play into your existing onboarding stack

Military-grade Security

AES-256 encryption, RBAC, audit trails, CKYCR token auth

Designed for These Regulated Entities

Scheduled & Private Banks

NBFCs, HFCs, Fintechs

Stockbrokers, DPs, MFs, PMS

PPI/Wallet Providers, PSPs

Foreign Exchange Businesses

Insurance Companies

WealthTechs & Lending Platforms

Any RE registered with RBI, SEBI, IRDAI, PFRDA

What Industry Leaders Are Saying

“What took 7 days now takes less than 20 hours.”
Our drop-off rate fell from 25% to under 3%. Customers love the speed, and compliance officers finally sleep better.
VP, Operations
Leading NBFC
“RBI’s Paragraph 56 forced us to rethink KYC. AIFISE helped us act, not react.”
Chief Compliance Officer
Fintech Lender

“What took 7 days now takes less than 20 hours.”
Our drop-off rate fell from 25% to under 3%. Customers love the speed, and compliance officers finally sleep better.
VP, Operations
Leading NBFC
“RBI’s Paragraph 56 forced us to rethink KYC. AIFISE helped us act, not react.”
Chief Compliance Officer
Fintech Lender